Auto Financing For Credit Challenged Individuals
Before you apply for a bad credit auto loan or any types of loan programs online, make sure you check out the trustworthiness of the site you are visiting. Over the years we have the privilege to work with one of the best sub prime auto loan lenders – Auto Credit Express, a Michigan based lender specialize in bad credit auto loans.
Auto Credit Express works with the most reputable auto sales and car dealerships in the US and Canada, and largest online auto loan financing companies to ensure each person gets the best car loan, even with a bad payment history. With 93% overall approval rate and spotless track record, we feel proud and safe to recommend their bad credit auto loans program for anyone who’s credit is less than ideal but need an auto loan and get on the road fast.
>>> Read our full review on Auto Credit Express by Click here.
What makes Auto Credit Express Unique?
1) With Auto Credit Express, you get to see how much you are qualified in 30 seconds or less before you submit your personal information.
Have a look at the screen shot below while we explain to you how their pre-approval estimator works.
Let’s say your credit score is 575 or less, and your monthly income before tax is $2,000. When you enter the information into the field, you will see that you will be roughly qualified for the amount of $16,000.
If your monthly rent is 750, you will see that your loan amount goes down to $10,000. That’s because with $2,000 per month income and $750 goes out for rent, you really can not afford much of that for an auto loan. So, if you’re thinking about buying a brand new car, truck or suv, it will unlikely to happen. But you can get a loan for around $10,000 which you will have plenty of quality used vehicle to choose from. You can then get behind the wheels and start to re-establish your credit right away.
2) There’s contact information on the website with physical business address, phone numbers and fax.
Those are the folks that are not afraid to be seen and talked to should you need to contact them directly to get your questions answered.
With this day and age, you just don’t see many other companies especially in the bad credit auto loan industries that process this level of transparencies in terms of legitimacy of business practice.
Beside that, auto credit express has been in the sub prime auto loan business since 1999, they have processed over 1 million loan applications. They are an outstanding member of Better Business Bureau and those figures really speak for themselves.
3) Detailed Information required to be filling out to get you the maximum amount at the lowest possible rate.
Once you start to fill out the loan application, what you noticed is that their loan application is quite different than anybody else form. Most other online loan programs just want a little bit information, that’s because that’s all they care about so they can RESELL your information to real auto loan lenders like auto credit express.
So, it really makes sense to deal with the actual lender and cut out the middleman. You do need 5 minutes to fill out their detailed questionnaires so you can get the best possible loan out there.
To read our detailed reviews on Auto Credit Express click here. Or if you are ready to apply for a loan online, click here to begin the loan application.
